Protect the health of your business
Health insurance can help your small business by providing you and your employees with quality medical care and helping you attract and retain the best employees.
You and your employees have worked hard to build your business. Now, it's time to reinvest in your greatest asset: your employees. For many small and medium businesses, that means health insurance. You know the value of it, and your employees do too.
Get a quote for a small business health insurance plan that provides quality medical care and financial protection in case of unexpected injury or illness. You’ll be able to:
- Cover yourself and your employees, plus dependents
- Hire and retain the best employees by offering competitive benefits
- Choose from a broad selection of plans from brand-name insurers
- Get personal help and advice from licensed agents at no extra cost
We’ve made arrangements with eHealth to help you find a plan with the benefits you need at a price you can afford. Get a quote and see your coverage options.
Small business group health
Most Americans get their health coverage through group health insurance plans. Small business group health insurance plans generally work like the group health insurance plans offered by larger companies.
Monthly premiums are typically shared between the employer and employees, and dependents can usually be added to the policy as well.
eHealth works with a large variety of small business health insurance companies and has many plans to choose from in many states. eHealth can help you compare plans from different insurers in your area to find one that meets your needs and budget. The plans and insurers in each area vary, so it’s important to see what’s available to you.
Benefits of a group plan vs. an individual or family plan
Small business health insurance plans generally provide more robust health insurance coverage than what's available in the individually purchased health insurance market under the Affordable Care Act. However, when considered on a per-person basis, small business health insurance coverage is often less costly.
By sponsoring a group health insurance plan, you're not only providing coverage to your employees, but you may be finding a more affordable coverage option for yourself.
Self-employed
Even if you're self-employed or paying contractors on a 1099 basis (in some states), you may qualify for group health insurance coverage. Various factors affect eligibility in each state.
Self-employed people without employees may not be eligible for small group health insurance coverage and typically buy individual or family health insurance coverage on their own.
eHealth can help you apply for individual, family or group health coverage. In most states, it can help whether or not you qualify for income-based government subsidies under the Affordable Care Act.
Health insurance benefits typically won't protect employees if they become injured or ill on the job. Instead, workers' compensation insurance covers for these types of work-related incidents. Learn more about workers' comp insurance for self-employed businesses.
When you're required to offer health insurance to employees
Under the Affordable Care Act, small businesses with fewer than 50 full-time workers are generally not required to provide group health insurance coverage. However, tax incentives may be available if they do.
Employees of small businesses who do not get employer-based group health insurance coverage may be subject to a tax penalty if they remain uninsured.
Insurance for your employees' pets too
In addition to health insurance, you can also offer your employees the option to protect their pets with Progressive Pet Insurance by Pets Best. It’s a voluntary benefit that protects their dogs and cats with customizable coverage at a great rate.
Employees can choose basic coverages for things like accidents and emergencies involving their pets or additional coverages for routine care and checkups.
